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How Much Is Your Auto Accident Compensation Worth? Damages for car accidents are intended to compensate victims of the collision. auto accident attorneys downey of the damages include medical bills, property damage and pain and suffering. In New York, you have up three years to file legal action following a crash, but delay can be detrimental to your case. In time, evidence may be lost or destroyed witnesses may forget crucial details. Damages In a car accident victims could be awarded compensation for their economic losses like medical bills and lost wages. They may also be awarded compensation for non-economic injuries, such as pain and suffering. The amount you receive will depend on how serious your injuries are and the impact they have on your life. A knowledgeable attorney for car accidents can assist you in determining the worth of your injuries as well as property damage, and negotiate with the insurance company to negotiate a fair settlement. However, remember that insurance companies exist to make money. They will do everything they can to resolve your claim as cheaply as they can. You require an attorney who will fight to obtain the maximum amount you are entitled to. In addition to the costs of repairing your vehicle you may also be eligible to claim compensation for any personal items which were damaged in the accident. Jewelry, clothes, and shoes are all covered. You can also receive compensation for expenses related to gardening, housekeeping or childcare if you cannot do these tasks on your own due to your injuries. Your deductible is also part of the equation in determining how much your claim is worth. You'll need to pay your deductible before the insurance company begins to pay for the damages. You can then sue the motorist who was at fault to recover any remaining damages. Medical bills The medical expenses that result from a car accident can quickly accumulate. The cost of an ambulance ride, hospital stay and inpatient therapy can be tens of thousand dollars or more. The cost of prescription drugs as well as physical therapy and other services can increase as the victim recovers. The at-fault driver is responsible for the cost of a victim's loss, including medical expenses, when they are found to be liable in the course of a lawsuit. The law does not require that the at-fault driver pay for their victim's medical expenses on regularly. If you don't live in the state of no-fault the first step to receiving compensation for medical bills is to apply for PIP coverage (personal injury protection). Based on the policy limits the coverage may pay for the majority or all of your medical expenses. You must also make a claim with the insurance company of the driver at fault for any liability insurance they have, as well as the uninsured motorist coverage on your own car policy. These insurance policies could reimburse your medical expense costs, although they often come with deductibles and other terms that you must adhere to. A lawyer with experience can guide you through the process of getting medical bills paid. This will prevent you from having to spend your income for medical treatment and allows you to concentrate on your recovery. Loss of wages Injuries from car accidents could keep you out of work. You may be unable to pay your bills and may lose income due to. You might need to borrow money from friends or family. It can also take months to settle your case. In this time, you'll be required to pay your bills yourself and wait for the settlement. You can recover lost wages if you've been injured in a car crash. This can include salary and hourly wages, but it could also include other financial benefits such increases and bonuses. Your attorney can calculate the actual amount of lost earnings. You can make a claim through a no-fault insurer or pursue the party at fault for the loss of wages. The claim typically includes your medical bills, evidence of work missed due to your injuries, and evidence of your loss of earnings capacity. It is also referred to as the demand package. You'll need to submit an employer's letter to confirm your employment information, including the days you missed work due to your injuries and the hours you work normally. Additionally, you will need to provide your paystubs as well as tax documents. Your attorney can assist you in obtaining these documents and preparing a compelling demand to submit to the insurer or judge in your case. Pain and suffering Certain expenses incurred in an accident can be estimated down to the penny, like medical bills, emergency services, surgery, medications and lost wages. However, others aren't. These unquantifiable losses are referred to as suffering and pain and are a crucial component of a victim's compensation claim. Pain and suffering encompasses both the physical and emotional effects of an accident. The injuries of a victim can have a lasting impact on their lives, leading to permanent disabilities, or even death. Someone who has suffered a debilitating head injury, for instance, may never be in a position to work or perform normally. These kinds of injuries are often worth an enormous settlement. In most instances, the amount of suffering and pain the victim endures is contingent on the severity of their injuries and how the injury has impacted their lives. An experienced attorney will look into the specifics of your case and decide an appropriate settlement amount. They will utilize previous settlement amounts for similar accident injuries to give you an idea of what your case could be worth in terms of suffering and pain. In reality, insurance companies frequently attempt to undermine victims' claims of suffering and suffering by asserting that their physical or emotional injuries are not serious enough. A knowledgeable lawyer can resist such tactics and negotiate on behalf of you with the insurance company to ensure you receive an honest settlement.